Karen Scopetski - Coldwell Banker Residential Brokerage-Vice President, MA real estate single family


This Single-Family in Worcester, MA recently sold for $427,000. This Colonial style home was sold by Karen Scopetski - Coldwell Banker Residential Brokerage.


32 Fox Meadow Dr, Worcester, MA 01602

Single-Family

$389,900
Price
$427,000
Sale Price

7
Rooms
3
Beds
2
Baths
Well maintained Colonial in the Scenic Heights neighborhood offers 3 bedrooms & 2 full bathrooms. Renovated white kitchen with new granite, stove & sink. Hardwoods throughout the first floor. Open floor-plan includes kitchen w/breakfast bar/dining combo that flows to a cathedral ceiling living room with pellet stove insert in the fireplace along with full bath w/laundry. Fresh interior paint in neutral colors. Large cathedral master bedroom w/hardwood floor, private deck & plenty of closet space w/new barn doors & shelving. Additional 2 good size bedrooms w/new carpet & a full bath. Rough plumbing in place in the basement to be able to add an addl full bath. Partially finished basement for game room or excercise. Oversized 2 car garage. Updates included, 2012 Roof, 2013 Driveway, 2015 Oil fired HVAC, 2015 Pellet Stove Insert, garage doors, solar panels. Scenic views from the two decks overlooking new stone patio, bench seating , fire pit and private yard!

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This Single-Family in Northborough, MA recently sold for $779,000. This Colonial style home was sold by Karen Scopetski - Coldwell Banker Residential Brokerage.


156 Pleasant St, Northborough, MA 01532

Single-Family

$769,900
Price
$779,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Gorgeous custom crafted new construction home in mature neighborhood setting! Superior amenities & endless upgrades. Quality construction by local builder. Gorgeous open foyer w/turned stairs & custom moldings. Gracious family room w/recessed lighting & custom mantel around gas fireplace. Gorgeous cabinet packed white kitchen w/center island, Quartz counters, recessed lighting & high end stainless steel appliances. Front to back formal dining & living room w/custom crown molding & chair rail. Hardwoods first floor & upper hall. 7 inch baseboard, 9 ft ceilings, mud room. 2nd flr laundry. Cathedral Master suite includes sitting area, walk in closet & large master bath w/double vanity, Quartz counters, large tiled shower & soaking tub. Main bath w/double vanity, tiled shower/tub. Spray foam insulation w/closed cell in basement & open cell thru-out for energy efficiency. Desirable Pleasant street location walking distance to town, elementary & middle schools! 3 already sold! To be built.

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This Single-Family in Northborough, MA recently sold for $830,000. This Colonial style home was sold by Karen Scopetski - Coldwell Banker Residential Brokerage.


14 Stirrup Brook Ln, Northborough, MA 01532

Single-Family

$849,900
Price
$830,000
Sale Price

11
Rooms
4
Beds
2/1
Full/Half Baths
Meticulously maintained custom colonial sited on cul-de-sac in desirable Stirrup Brook neighborhood! Grand 2 story foyer, 9" ceilings. Cherry kitchen w/large center island, stainless steel appliances, granite counters, walk-in pantry & dining area. Warm & inviting family room w/fireplace, hardwoods, built-in bookshelves & columns. Formal dining accented with elegant chair & crown/dental molding. Den/office w/french door. Master suite with two walk-in closets, sitting area & master bath w/Jacuzzi tub, double vanity & tiled shower. 3 other generous size bedrooms. The fabulous finished walk out lower level w/daylight windows adds a game/play room & work out room. Loads of storage. Fresh interior paint! New Trane furnaces & A/C condensers. Enjoy your new composite deck overlooking private fenced back yard, perfect for outdoor entertaining! Desirable location is the key to a great home & this has it all while only minutes to commuting, shopping & walking distance to high school!

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If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.

Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.

To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.


Read on for our real estate terminology glossary.

  • Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.

  • Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.

  • Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.

  • Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.

  • Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.

  • Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.

  • Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.

  • Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).




This Single-Family in Northborough, MA recently sold for $543,988. This Colonial style home was sold by Karen Scopetski - Coldwell Banker Residential Brokerage.


25 Otis St, Northborough, MA 01532

Single-Family

$524,900
Price
$543,988
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Warm & welcoming sun filled colonial with inviting farmers porch, beautifully maintained overlooking Berberians farm! White cabinet packed eat in kitchen includes, new appliances, recessed lighting & dining area. Formal Living room & formal dining room with hardwoods. Family room with brick fireplace, built-in bookcases, recessed lighting & hardwoods. Light & bright interior. Master with double closets, master bath w/shower & jacuzzi tub. 3 other generous size bedrooms. Recent 30-year architectural shingled roof. New Anderson windows. Low maintenance vinyl siding w/vinly shakes on front, high efficiency Burnham gas boiler. whole house fan, two car garage with loft for storage .Enjoy the picturesque expansive level private fenced yard w/gorgeous in-ground pool, brick patio, new liner & new shed. Top rated schools! A commuter's dream - close to Wegmans ,Rt. 9, Rt. 20, all major highways & commuter rail.

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