Karen Scopetski's Blog
32 Fox Meadow Dr, Worcester, MA 01602
156 Pleasant St, Northborough, MA 01532
Your kitchen is an often used room and can become cluttered very quickly. There are plenty of strategies that you can use to keep the room in order. Below, you’ll find tips that will help you to keep your kitchen decluttered and your supplies organized once and for all!
Make Space For Storage
This sounds like an obvious need in any room of the house, but the kitchen is a place where you need ample storage. There are a few ways to do this. Outside of your cabinets, you can install freestanding storage units, like shelving or extra cabinets. Even an armoire can help you to have a space to beautifully display your dishes.
Under your sink, you can keep your most frequently used items like soap, sponges, and detergent in easy to access solutions. Either install a small turntable, or simple get bins that can be labeled and pulled out as needed. This will keep everything you need together neat and tidy. It will be difficult to actually disorganize this space once you have completed this small task.
What would a kitchen be without coffee? If you brew a cup of joe every morning, you’ll want easy access to coffee supplies. Dedicate a space next to the coffeemaker where you’ll keep the coffee, mugs, beans, and other supplies. You can even keep your travel mugs near this space within reach when you’re running out the door. If there’s little room on the counter, hang hooks on the wall to keep coffee mugs and travel mugs out of the way.
Tackle The Trash And Recycling
There’s nothing worse than having trash and recycling all over your kitchen. Keep these items concealed in dedicated cabinets. The perfect place for the trash and the recycling is next to the sink since that’s the most convenient location for the trash to be in.
The recycling will follow the same pattern as it needs to be rinsed out and ready to go outside in the bins.
Keep The Family Organized
A kitchen is a great place for you to have a center of communication for your family. This is where a bulletin board can be placed with important documents. A calendar listing all of the family’s activities and appointments can be hung for everyone’s reference. This area make use of a small space that would otherwise be wasted in your kitchen. It also serves a dual purpose in keeping the family organized.
Small changes can make a big difference in the kitchen when it comes to clutter, storage, and organization. Once you get started, keeping the clutter at bay can be very easy.
14 Stirrup Brook Ln, Northborough, MA 01532
If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.
Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.
To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.
Read on for our real estate terminology glossary.
Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.
Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.
Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.
Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.
Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.
Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.
Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.
Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).